Description: The Buckets of Money Retirement Solution: The Ultimate Guide to Income for Life [Hardcover] Lucia, Raymond J. From the Inside Flap After the financial meltdown hit the markets in 2007 and 2008, almost no investmentstocks, bonds, commodities, or real estatewas left unscathed. Today, in the wake of the crisis, many workers, especially those nearing retirement, have lost confidence in their ability to fund a financially secure retirement. In The Buckets of Money Retirement Solution: The Ultimate Guide to Income for Life, nationally renowned Certified Financial Planner Ray Lucia outlines his simple, time-tested system for achieving long-term financial stability regardless of market conditions. Filled with real-life examples that help you evaluate your investing style and determine your time horizon, The Buckets of Money Retirement Solution details how to: Regain your balance in this ever-changing financial landscape, as well as how to prepare for whatever the economic future holds Choose the proper investments and execute The Buckets of Money plan for income, safety, and growth Create a workable withdrawal strategy once your plan is in place and working The average retirement account lost a third of its value in 2008. Many people saw the value of their retirement assets fall, even as their debt rose. So it's not surprising that a survey by Bank of America found that more than half of its respondents planned to change their investment strategy. Change is good. But it begs the question: Change it to what? Based on the science of money, rather than the art of speculation, The Buckets of Money Retirement Solution provides you with answers in the form of battle-tested strategies that have been put to the test in more than 9,000 individual portfolios totaling more than $2 billion. To win at the retirement game, you need to know your financial goals, divvy up your money accordingly, and then invest intelligently. With this book as your guide, you'll learn how to achieve both income and growth, while reducing risk. -- Review Investors, shell-shocked by the Great Recession of 2008-2009, are looking for answers, for something fresher than the old buy-and-hold mantra. They hunger for stability, yet yearn for growth to rejuvenate their battered portfolios. Ray Lucias The Buckets of Money Retirement Solution: The Ultimate Guide to Income for Life provides just thata reassuring and scientifically proven strategy that gives investors both growth and income. Lucia, a Certified Financial Planner whos helped thousands of people invest more than $2 billion, explains how to spend down safe buckets (containing, for example, Treasuries, CDs, bonds), while leaving a riskier bucket (real estate, stocks and alternative investments) to grow long-term. This strategy shields investors from the short-term ups and downs of the market. And it gives them the courage and discipline to stay invested no matter what the future holds. Written in a breezy, accessible style and loaded with tons of examples and clear, specific calculations, the book explains how to set your financial goals, divvy up your money accordingly, and then invest intelligently. With this book as your guide, readers will learn how to achieve both income and growth while at the same time reducing risk. All in all, Lucia writes, this plan is akin to a sports car that seats six, approximating the best of both worlds. In this case by being a conservative strategy thats also growth-oriented. Almost every kind of investmentstocks, bonds, commodities, real estateplunged in the past year or two, turning off millions of investors whod been planning for and counting on a reasonably comfortable retirement. These retirees or near-retirees need solutionssomething fresher than the old buy-and-hold mantra. Yet heres what they hear from the financial-services industry: Set up an asset-allocation model, then take a systematic withdrawal to support your retirementremembering, of course, to rebalance the accounts to remain in sync with the model. Wrong! That maximizes the advisors Anthem Books Difference Great quality used items! We aim to exceed expectations on every order with quick shipping and extra attention to quality packaging! Competitive Pricing With our dynamic pricing model, our prices are always competitive. Our prices are some of the lowest that you will find on the internet. Rest assured that you're getting a good deal when purchasing with us. 30-day Money Back Guarantee We are committed to making sure that you leave this transaction satisfied. If you're unhappy with the product for any reason, you may return it back for your money-back or a replacement within 30 days. No questions asked!
Price: 10.45 USD
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Restocking Fee: No
Return shipping will be paid by: Buyer
All returns accepted: Returns Accepted
Item must be returned within: 30 Days
Refund will be given as: Money Back
Binding: hardcover
Brand: Wiley
Unspsc Code: 55101500
Publication Date: 2010-07-22T00:00:01Z
Supplier Declared Dg Hz Regulation: not_applicable
Edition Number: 1
Item Name: The Buckets of Money Retirement Solution: The Ultimate Gui..
Product Site Launch Date: 2009-09-04T18:32:16-00:00
Pages: 240
Target Audience: General/trade
Item Type Keyword: book
Number Of Items: 1
Edition: 1
Street Date: 2010-07-22T00:00:01Z
Style: ABIS_BOOK
Book Title: Buckets of Money Retirement Solution : the Ultimate Guide to Income for Life
Number of Pages: 240 Pages
Language: English
Publisher: Wiley & Sons, Incorporated, John
Topic: Personal Finance / General, Personal Finance / Retirement Planning
Publication Year: 2010
Item Height: 0.8 in
Illustrator: Yes
Genre: Business & Economics
Item Weight: 14.9 Oz
Author: Raymond J. Lucia
Item Length: 9.3 in
Item Width: 6.3 in
Format: Hardcover